Finance Guide
Here’s our promise: We’ll be with you every step of the way
It’s natural to feel a little stressed about how you’re going to pay for your new home.
After all, moving from renting to home ownership is one of the most important financial decisions you’re ever likely to make.
The good news is, we’ve been through this process literally thousands of times, with first home owners just like you.
This experience means we can explain everything in a way that’s simple and straight-forward.
Check out our super simple process below and you’ll see what we mean…
Easystart finance. Easy as.
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First bit: Find the finance that fits you best
Everyone’s circumstances are different. That's why we offer different solutions to every one. Our friendly and experienced finance team will look carefully at your personal situation and consider all the different options available and recommend the solution(s) that fits you best.
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Second bit: Check your eligibility for government grants
There are a few helpful grants out there, like the First Home Owners Grant, Keystart, and others. We’re here to make sure you’re getting all the help you’re entitled to.
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Third bit: Payments you can manage
Getting into your own home feels like nothing else. And trust us, knowing you can easily afford the mortgage feels even better. We’ll work closely with you to make sure your repayments are well within your budget.
Keystart Homes Loans
Wondering how you’ll ever save enough for that 5% home deposit? Don’t stress, Keystart is designed to help get you into your first new home faster and easier. There’s no lender’s mortgage insurance and, the best part, you only have to save as little as 2%.
Sounds good right?
Deposit Assistance
Saving for a deposit can be difficult with the cost of living always on the rise. We know of so many first homebuyers that could easily afford their own home, they were just struggling to save enough for a deposit.
Sound like you? Sounds like our Deposit Assistance is for you.
No Savings Home Loans make it easy
No savings to put towards your new home? No worries. Like the name suggests, our No Savings Home Loans are specially designed to help get you into your new home - even if you don’t have a chuck of cash in the bank right now.
Finance Tips for First Home Buyers
Home Finance Tools
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Rent Converter
With just one easy click, we can show you the kinds of homes you can afford based on the rent you’re currently paying - just click the link below.
Rent Converter -
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Finance Health Check
Your borrowing power is determined by a mix of criteria which is designed to assess your ability to meet your home loan repayments. Let us take you through the most common factors that banks and other lenders will consider when determining how much you can borrow.
Home Finance Health Check -
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How much can you borrow?
Taking that first step towards owning your own home is finding out how much you can borrow, and that’s where we come in. Let us crunch some numbers so you know your budget when you go house and land shopping.
How Much Can I Borrow?
Home Finance Resources
What our clients say
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What An Amazing Experience
Roxanne & Adam, Golden BayBuilding with Easystart Homes has been the smoothest and easiest process! The workmanship, care and attention to detail that our home received was second to none. It was very comforting, knowing that someone was taking time to actually care about how our home was being built.
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Excited single mum
SaraI started my journey in June 2021 to build a home for me and my 3 children. Shawn and and Carrie helped me through this exciting, and very emotional journey, answered all questions and touched base with me through the whole process.
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Stress free & easy
ScurryThis was our first home, and build. The team has made it a pleasant and stress free experience. They have gone above what we have hoped for, from our consultant's product knowledge and insights, to driving me and my partner around Perth to look at land blocks on his day off. They have always kept us in the loop and answered any questions promptly to help us in making it an easy process.
Do I Qualify?
Here’s a quick and easy way to find out. Simply complete the form below and we’ll tell you how much you can borrow and which finance options are available to you.